Mercury Promo Code

Mercury

Get $100 New Accounts, $10K+ Deposit
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Mercury offers banking for startups with seamless financial management and zero monthly fees.

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Deal eligibility requirements

Must be a new Mercury customer. Cash credit will be received after you sign up and get approved. These credits are available exclusively through NachoNacho — signing up outside of NachoNacho will invalidate this offer.

What is Mercury?

Transform Your Banking* Experience

This financial technology platform offers a range of banking solutions tailored for ambitious startups and businesses. With Mercury's user-friendly interface, you can manage your finances efficiently from a single dashboard.

Key features:

• Zero required monthly fees for business checking & savings accounts
• Send and receive payments effortlessly
• Integration with Mercury Treasury** for higher yields on idle cash
• Customizable expense management and employee cards
• Automated invoicing and bill payment options
• Secure processing with up to 20x the industry standard in FDIC insurance*

This platform is designed to empower your financial operations, allowing you to focus on growing your business. Explore advanced financial workflows starting at just $35 per month, while enjoying powerful banking services for free.

Key benefits of using Mercury?

Mercury is a financial technology platform designed to simplify banking* for startups and small businesses. Here are the key benefits it offers:

• Zero required monthly fees: Open accounts without monthly maintenance fees, enabling startups to conserve cash.
• Fast account setup: Complete online application in just 10 minutes.
• High-yield treasury accounts: Earn up to 3.94% yield** on idle cash with portfolios managed by industry leaders.
• Integrated financial tools: Comprehensive services including business checking, savings, invoicing, bill pay, and expense management, all in one platform.
• Effortless invoicing: Generate professional invoices quickly and automate payment reminders.
• Flexible spending management: Issue corporate cards, set spend policies, and easily manage employee expenses.
• Partnerships with FDIC-insured partner banks: Access FDIC-insured checking and savings accounts through Mercury’s trusted banking partners.
• Innovative technology: Seamlessly integrate with tools like QuickBooks, NetSuite, or Xero for accounting automation.
• Venture debt*** options: Access startup-friendly debt options to fuel growth without excessive equity dilution.
• Excellent customer support: Dedicated contact points for customer service and partnerships ensure businesses receive the help they need.

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more here.

**Mercury Treasury, offered by Mercury Advisory, LLC, an SEC-registered investment adviser, seeks to earn net returns up to 3.97% annually on your idle cash. Net return or yield provided assumes total Mercury deposits of $20M+, is accurate as of 11/24/2025, and is subject to change.

This communication does not constitute an offer to sell or the solicitation of any offer to purchase any security. Funds in Mercury Treasury are subject to investment risks, including possible loss of the principal invested, and past performance is not indicative of future results. Some of the data contained in this message was obtained from sources believed to be accurate but has not been independently verified. Please see full disclosures at mercury.com/treasury. Mercury Advisory is a wholly-owned subsidiary of Mercury Technologies.

Mercury Treasury is not insured by the FDIC. Funds in Mercury Treasury are not deposits or other obligations of Choice Financial Group or Column N.A., and are not guaranteed by Choice Financial Group or Column N.A.

***Mercury’s Venture Debt and Working Capital loans are originated by Mercury Lending, LLC (NMLS: 2606284) and serviced by Mercury Servicing, LLC (NMLS: 2606285). Mercury Lending and Mercury Servicing are wholly-owned, separately managed subsidiaries of Mercury Technologies, Inc. At this time, we are unable to offer working capital or venture debt loans to businesses operating in California.

****The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. To receive cash back, your Mercury accounts must be open and in good standing, meaning they cannot be suspended, restricted, past due, or otherwise in default.

Mercury Features

• Business Checking & Savings Account: Designed for startups with zero monthly fees, allowing quick online applications.
• IO Business Credit Card****: Offers unlimited cashback, higher credit limits, and spend management tools exclusively for Mercury account holders.
• Venture Debt: Provides funds to extend runway and minimize equity dilution.
• Mercury Treasury: Higher yield investments with low-risk portfolios managed by J.P. Morgan and Morgan Stanley.
• SAFEs: Create Simple Agreements for Future Equity in minutes for free.
• Mercury Personal Banking: Competitive yields on savings accounts.
• Mercury Bill Pay: Automate bill payments and streamline accounting processes.
• Mercury Working Capital*** Loans: Loans to boost business operations.
• Mercury Invoicing: Send and track invoices with various payment options.
• Employee Expense Management: Manage employee spending with customizable permissions and corporate cards.
• Accounting Automations: Sync transactions with popular accounting software like QuickBooks, NetSuite, or Xero.
• Fraud Monitoring: Built-in tools to detect unusual activity and secure accounts.
• FDIC Insurance: Enhanced deposit insurance through partner banks.
• Customer Support: Accessible support for account holders and partnerships.

Mercury Pricing

• Mercury Account: $0/mo. Includes powerful banking and finance essentials included.
• Mercury Plus: $35/mo. or $350/yr. with annual pricing (15% off)

Features include:

• Invoice with ACH debit ($1/transaction)

  • Recurring invoices
  • Invoicing APIs (coming soon)
  • Multiple GL codes for bill payments
  • Reimburse up to 20 users/month (+ $5/additional active user)

• Mercury Pro: $350/mo. Receive 15% off with annual plan

Features include:

• Everything in Plus, plus:
• Relationship manager
• Invoice with ACH debit ($0/transaction)
• NetSuite categorizations
• Reimburse up to 250 active users (+ $5/additional active user)

Mercury Discount Available

Get $100 New Accounts, $10K+ Deposit

Save $100

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Mercury Reviews

ClaraM.

Founder, USA

Jun 24, 2026

The best banking for founders

Mercury has made running my business finances way less stressful. Setup was fast, the dashboard is clean, and sending wires or checking transactions takes barely any time. I also like how easy it is to create cards for different spending needs. Support was helpful when I had a question, and didn't give me the usual runaround. Feels built for founders who want banking that just works without extra friction. Pretty smooth experience so far.

DeborahR.

Founder, USA

Dec 05, 2025

Mercury is great for startups

Been using Mercury for a few months now, and it's pretty solid for managing my start-up's cash flow. The UI is clean, making navigation simple. Love the no monthly fees on the accounts and the employee cards feature is a lifesaver. Wish there were more integration options with other financial tools we use. Minor issue though. 4.5 stars.